Welcome

  • Welcome To Our Web Site. We Will Help You With ...

  • Purchasing A New Home...

  • Refinancing Your Current Mortgage Rate...

  • An FHA ,VA, or USDA Loan...

  • Whatever your home financing needs. We can help. Get Started. Apply Online Today...

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Free Consultation

Complete this 30 second form to receive a no obligation consulation. We will analyze your situation and determine the best solution.

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Welcome To Capital City Financial Corporation   NMLS ID 2934

Your First Rate Mortgage Company

Capital City Financial Corporation proudly serves the Rhode Island, Massachusetts, and Connecticut communities. A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers, real estate professionals, accountants, financial planners and attorneys have always delivered the majority of the Company's customers.



 

Purchase

We broker Conventional, Jumbo, FHA, VA, USDA Rural Housing as well as First Time Home Buyer Loan Programs.  Please feel free to call and schedule a complimentary consultation to determine which loan program is right for you.

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Refinance

We can assist you with determining what type of refinance works for you.  The refinancing possibilities may include:  lowering your mortgage interest rate, lowering your mortgage payment, shortening your mortgage term, cashing out the equity in your home for home improvements or providing funds for educational needs or consolidating other debt. 

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Latest News

MBS RECAP: One True Thing

Posted To: MBS Commentary

Monday was the slowest day of the year in terms of volume. Volatility was also very muted by the time US markets fired up for the day. But here comes Friday! Not to be outdone by that pesky old Monday, today took the quiescence to a level so high that I felt compelled to tell you about it again. Realistically, this is something market analysts do because the quiet conditions don't leave anything else to talk about. With all that in mind, I won't waste your time with 3 or 4 more paragraphs of filler. For those hoping to see 10yr yields hold a ceiling around 3% in 2018, 2.895% is a great place to be. For those who understand the headwinds facing rates, it's also a logical place to be. Whether rates pay more attention to the headwinds or the hope remains to be seen. In some ways, it...(read more)

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Testimonials


What People Are Saying

"As first-time homebuyers, Capital City Financial Corp. was extremely informative throughout the purchasing process and presented mortgage options that specifically had our financial needs in mind. Not only were they a great team of professionals to work with but Capital City Financial Corp. really made our experience purchasing our first home fun, fast and smart."

Scott & Tina Snyder
First-time homebuyers - Lincoln, R.I.

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Licensed Loan Broker in the following states: Rhode Island (20021417LB), Massachusetts (MB2934) and Connecticut (11825 & 11826), NMLS ID 2934

We arrange but do not make loans