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Our Rates

 

Conforming Loan Programs
 

- Conforming rates for loans to 510,400

- Credit Score above or equal to 740

- Single Family, Owner Occupied Primary Residence

- Purchase or Rate and Term Refinances

- Rates Listed Below Are For New Loan Submissions Only

- We arrange loans but do not make loans

Rates as of : April 26, 2022
 

Program Rates Points APR
30 Year Fixed Conforming 4.750 2.00 4.990
30 Year Fixed conforming 5.000 1.00 5.120
30 Year Fixed Conforming 5.375 0.00 5.450
20 Year Fixed Conforming 4.750 2.00 4.990
20 Year Fixed Conforming 5.00 1.00 5.120
20 Year Fixed Conforming 5.375 0.00 5.450
15 Year Fixed Conforming 4.000 2.00 4.360
15 Year fixed Conforming 4.250 1.00 4.440
15 year Fixed Conforming 5.000 0.00 5.090




 

Government Loan Programs
 
 

Program Rates Points APR
30 Year Fixed FHA 4.250 2.0  5.250
30 Year Fixed FHA 4.500 1.00 5.500
30 Year Fixed FHA 4.750 0.00 5.750
15 Year Fixed FHA 4.250 2.00 5.250
15 Year Fixed FHA 4.500 1.00 5.500
15 Year Fixed FHA 4.750 0.00 5.750
30 Year Fixed VA 4.250 2.00  5.250
 30 Year Fixed VA 4.500 1.00 5.500
30 Year Fixed VA 4.750 0.00 5.750
15 Year Fixed VA 4.250 2.00 5.250
15 Year Fixed VA 4.500 1.00 5.500
15 Year Fixed VA 4.750 0.00 5.750

APR's (Annual Percentage Rate) are calculated based on a Conforming loan amount of $240,000. Points, fees and rates may vary for different loan amounts.  Please note that interest rates and/or points are subject to change without notice due to market volatility.



 

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Need More information

Call Us: (800) 254-3262
(401) 432-9903
Fax Us: (401) 382-6801
Email Us: info@capcityfinancial.com
576 Metacom Avenue Unit 8A
Bristol RI, 02809

 

Licensed Loan Broker in the following states: Rhode Island, Massachusetts and Connecticut NMLS ID 2934

We arrange but do not make loans